FHA PMI to increase in April 2011!

Just FYI this is VERY IMPORTANT> Effective on all FHA case numbers ordered 04/03/2011 forward the new mortgage insurance premium monthly will be increased from .90 to .115. This is a GREAT reason to get moving on buying a new home or making sure your house if priced correctly if you are a homeseller and be ready to go prior to 04/03/2011. The loan does not have to be closed prior to this date but the appraisal needs to be ordered prior to this date so we can get an FHA case number assigned.



Contact The Romanski Group with Keller Williams Realty Lafayette if you have any questions. We hate to see this increase! Now might be the time to check out the 97% conventional loans as well. Please contact us at 765-532-6148 or 765-404-5095 to get started looking for your new home in Lafayette, West Lafayette and surrounding communities today! Check out our latest listings at www.RomanskiGroup.com!

Price Reduced on this custom home in Lafayette Indiana!

2441 E. 200 N. LAFAYETTE, IN Lovely and well cared for home on a walk-out basement! Sits on over 2.2 rolling acres with mature trees and landscaping in Summer Hill! 4BR/3+1BA Single Family House $350,000 Year Built 1994 Sq Footage 3,900 Bedrooms 4 Bathrooms 3 full, 1 partial Floors 3 Parking 3 Car garage Lot Size 2.2 acres HOA/Maint $0 per month Description This impeccable home on a finished walk-out basement sits on over 2.2 rolling acres with beautiful landscaping and mature trees! Your are welcomed by a charming covered front porch that leads you into the foyer entry with hardwood floors and natural woodwork. There is a large formal dining room/formal living room, a large open kitchen that is fully equipped with all appliances and offers hardwood floors and a light and bright breakfast nook. The kitchen opens into the spacious family room that offers a gas log fireplace. There is a first floor master suite with a walk-in closet and private master bathroom. Additional features include a main floor laundry room with a planning desk, counters and cabinets, three additional spacious bedrooms and a sunroom....perfect for relaxing on cool summer evenings! The finished walk-out basement offers a huge family room/rec room with a gas log fireplaced, a 2nd kitchen/wet bar, a full bathroom, utility and storage rooms plus a fourth bedroom. The basement opens onto a covered patio that leads out into the breathtaking backyard. Other features include a 3+car attached garage, huge 20x32 deck (appx. size), brand new roof in 2009, neutral decor throughout plus so much more!! A must see in the Hershey/East Tipp/Harrison schools! Contact The Romanski Group today at (765) 532-6148 to schedule a private visit of this home! Property Features Central A/C Central heat Fireplace High/Vaulted ceiling Walk-in closet Hardwood floor Family room Living room Bonus/Rec room Office/Den Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Basement Laundry area - inside Balcony, Deck, or Patio Yard Additional Photos exterior living room kitchen sunroom yard deck Contact Info Erin Romanski and The Romanski Group Keller Williams Realty (765) 532-6148 For sale by agent/broker Equal Opportunity Housing

Lafayette Indiana Real Estate - S. 10th Street home for sale - charming and full of character!

715 S. 10th Street LAFAYETTE, IN Charming and full of character is this well cared for home in Lafayette! 3BR/2BA Single Family House $130,000 Year Built 1920 Sq Footage 1,892 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 2 Parking 2 Car garage Lot Size .14 acres HOA/Maint $0 per month Description Full of character!! You are welcomed into this charming home by a large covered front porch. As you enter the home you will find beautiful hardwood floors, natural woodwork, thick baseboards and a cozy gas log fireplace. Enjoy entertaining in the large living room and formal dining room. The kitchen has been updated and offers a lot of cabinets and counter space, ceramic tile flooring, ceramic tile backsplash, all appliances and a breakfast nook looking out into the backyard. There are two bedrooms on the main floor with a bathroom, each bedroom offering double closets and an updated bathroom with a laundry chute and solid bowl and vanity. The upstairs offers a large bedroom with tons of built-in dressers and storage space plus additional storage in the unfinished attic area. Have fun playing in the partially finished basement with a family room, full bathroom and a huge utility room with washer and dryer, built-in cabinets and a sink. The backyard offers a deck, patio, mature landscaping and a wonderful oversized 2-car detached garage with a separate workshop area/private entrance and lots of attic space overhead! Many improvements have been made to this well cared for home! Call The Romanski Group today to schedule a visit (765) 404-5095! Property Features Central A/C Central heat Fireplace Hardwood floor Tile floor Family room Living room Bonus/Rec room Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Attic Basement Washer Dryer Laundry area - inside Balcony, Deck, or Patio Yard Additional Photos exterior front porch living room dining room kitchen garage Contact Info Erin Romanski and The Romanski Group Keller Williams Realty (765) 532-6148 For sale by agent/broker Equal Opportunity Housing

Lafayette Indiana Real Estate - Price Reduced on Doten!!

4200 Doten LAFAYETTE, IN Very well cared for 2-story home in south Lafayette! 3BR/2+1BA Single Family House $104,900 Year Built 2004 Sq Footage 2,146 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .14 acres HOA/Maint $0 per month Description This spacious, well cared for, two story home is located in south Lafayette and is ready to move into! This home offers three bedrooms, two and half bathrooms with nearly 2,200 square feet of living space. There is a living room, office with built in desk and shelving and a large kitchen with breakfast nook. Additional features include a 2nd floor laundry room, family room and a 2-car attached garage. The backyard offers a large patio and a nice backyard w/ a garden area. Call The Romanski Group today to see this great home! Property Features Central A/C Central heat Walk-in closet Family room Office/Den Breakfast nook Dishwasher Stove/Oven Microwave Laundry area - inside Balcony, Deck, or Patio Yard Additional Photos exterior living room kitchen family room master bedroom back of house Contact Info Erin Romanski and The Romanski Group Keller Williams Realty (765) 532-6148 For sale by agent/broker Equal Opportunity Housing

House For Sale on S. 10th Street, Lafayette Indiana!

Erin Romanski and The Romanski Group | Keller Williams Realty | (765) 532-6148 715 S. 10th Street, Lafayette, IN Charming and full of character is this well cared for home in Lafayette! 3BR/2BA Single Family House offered at $135,000 Year Built 1920 Sq Footage 1,892 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 2 Parking 2 Car garage Lot Size .14 acres HOA/Maint $0 per month DESCRIPTION Full of character!! You are welcomed into this charming home by a large covered front porch. As you enter the home you will find beautiful hardwood floors, natural woodwork, thick baseboards and a cozy gas log fireplace. Enjoy entertaining in the large living room and formal dining room. The kitchen has been updated and offers a lot of cabinets and counter space, ceramic tile flooring, ceramic tile backsplash, all appliances and a breakfast nook looking out into the backyard. There are two bedrooms on the main floor with a bathroom, each bedroom offering double closets and an updated bathroom with a laundry chute and solid bowl and vanity. The upstairs offers a large bedroom with tons of built-in dressers and storage space plus additional storage in the unfinished attic area. Have fun playing in the partially finished basement with a family room, full bathroom and a huge utility room with washer and dryer, built-in cabinets and a sink. The backyard offers a deck, patio, mature landscaping and a wonderful oversized 2-car detached garage with a separate workshop area/private entrance and lots of attic space overhead! Many improvements have been made to this well cared for home! Call The Romanski Group today to schedule a visit (765) 404-5095! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - Hardwood floor - Tile floor - Family room - Living room - Bonus/Rec room - Dining room - Breakfast nook - Dishwasher - Refrigerator - Stove/Oven - Attic - Basement - Washer - Dryer - Laundry area - inside - Balcony, Deck, or Patio - Yard ADDITIONAL PHOTOS exterior front porch living room dining room kitchen garage Contact info: Erin Romanski and The Romanski Group Keller Williams Realty (765) 532-6148 For sale by agent/broker Equal Opportunity Housing Posted: Nov 6, 2010, 4:15am PDT

Call/Email/Text The Romanski Group for all your real estate needs in Lafayette, West Lafayette and surrounding communities near Purdue University!

Foreclosure Freeze and Buying a Foreclosured Home

Here's a great article we came across this morning. If you are considering buying a foreclosure this is worth reading!!!

http://www.trulia.com/blog/taranelson/2010/10/4_things_buyers_need_to_know_about_robo-signing_and_the_foreclosure_freeze

Lafayette Indiana Real Estate - THIS MONTH IN REAL ESTATE - SEPTEMBER 2010 - HOW TO BUY FORECLOSURES!

Check out THIS MONTH IN REAL ESTATE - Foreclosures and how to buy them!


CONTACT THE ROMANSKI GROUP FOR ALL YOUR HOME BUYING AND SELLING NEEDS!

WWW.ROMANSKIGROUP.COM

Lafayette Indiana Real Estate - new price on N. 15th Street!!!

Erin Romanski and The Romanski Group | Keller Williams Realty | (765) 532-6148 1804 N. 15th Street, Lafayette, IN Charming and full of character is this 4 bedroom home on nearly a 1/2 acre in Lafayette! 4BR/2BA Single Family House offered at $110,000 Year Built 1920 Sq Footage 2,060 Bedrooms 4 Bathrooms 2 full, 0 partial Floors 2 Parking 2 Car garage Lot Size .48 acres HOA/Maint $0 per month DESCRIPTION You must see this charming four bedroom home loaded with character! This home offers a covered front porch that brings you into the large living room with beautiful hardwood floors, lovely original woodwork, built in bookshelves, an open staircase and a wood burning fireplace. The hardwood floors lead into the formal dining room with a built in window seat and china cabinet. The totally updated kitchen offers ceramic tile flooring, lots of cabinets, under cabinet lighting and an island. Additional features include an enclosed backporch with lots of storage, updated bathrooms, four bedrooms, a laundry chute and a 2-car detached garage. Many updates have been been inside and outside of the home inlcuding a complete new roof in 2008, some new windows, updated electrical wiring and more!! The unfinished basement has a utility room, unfinished rec room and 2 storage rooms. The backyard is nearly a 1/2 acre with mature shade trees, a patio with a gazebo and a fenced area with plenty of room for a garden! Call The Romanski Group today to see this lovely home - 765-532-6148! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - High/Vaulted ceiling - Walk-in closet - Hardwood floor - Tile floor - Living room - Bonus/Rec room - Dining room - Dishwasher - Refrigerator - Stove/Oven - Microwave - Attic - Basement - Washer - Dryer - Laundry area - inside - Balcony, Deck, or Patio - Yard ADDITIONAL PHOTOS exterior Contact info: Erin Romanski and The Romanski Group Keller Williams Realty (765) 532-6148 For sale by agent/broker Equal Opportunity Housing Posted: Sep 14, 2010, 6:14am PDT

Lafayette Indiana Real Estate - 2441 E. 200 N.

Erin Romanski and The Romanski Group | Keller Williams Realty | (765) 532-6148 2441 E. 200 N., Lafayette, IN Lovely and well cared for home on a walk-out basement! Sits on over 2.2 rolling acres with mature trees and landscaping in Summer Hill! 4BR/3+1BA Single Family House offered at $375,000 Year Built 1994 Sq Footage 3,900 Bedrooms 4 Bathrooms 3 full, 1 partial Floors 3 Parking 3 Car garage Lot Size 2.2 acres HOA/Maint $0 per month DESCRIPTION This impeccable home on a finished walk-out basement sits on over 2.2 rolling acres with beautiful landscaping and mature trees! Your are welcomed by a charming covered front porch that leads you into the foyer entry with hardwood floors and natural woodwork. There is a large formal dining room/formal living room, a large open kitchen that is fully equipped with all appliances and offers hardwood floors and a light and bright breakfast nook. The kitchen opens into the spacious family room that offers a gas log fireplace. There is a first floor master suite with a walk-in closet and private master bathroom. Additional features include a main floor laundry room with a planning desk, counters and cabinets, three additional spacious bedrooms and a sunroom....perfect for relaxing on cool summer evenings! The finished walk-out basement offers a huge family room/rec room with a gas log fireplaced, a 2nd kitchen/wet bar, a full bathroom, utility and storage rooms plus a fourth bedroom. The basement opens onto a covered patio that leads out into the breathtaking backyard. Other features include a 3+car attached garage, huge 20x32 deck (appx. size), brand new roof in 2009, neutral decor throughout plus so much more!! A must see in the Hershey/East Tipp/Harrison schools! Contact The Romanski Group today at (765) 532-6148 to schedule a private visit of this home! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - High/Vaulted ceiling - Walk-in closet - Hardwood floor - Family room - Living room - Bonus/Rec room - Office/Den - Dining room - Breakfast nook - Dishwasher - Refrigerator - Stove/Oven - Microwave - Basement - Laundry area - inside - Balcony, Deck, or Patio - Yard ADDITIONAL PHOTOS exterior living room kitchen sunroom yard deck Contact info: Erin Romanski and The Romanski Group Keller Williams Realty (765) 532-6148 For sale by agent/broker Equal Opportunity Housing Posted: Jul 1, 2010, 5:09am PDT