Lafayette Indiana Real Estate - Santanna in Julius Springs

Erin Romanski and The Romanski Group | Keller Williams Realty | erin@romanskigroup.com | 765-532-6148 1432 Santanna Drive, Lafayette, IN Custom built 2-story home on 2 beautiful wooded acres in prestigious Julius Springs. 5BR/2.5BA Single Family House offered at $439,900 Year Built 2003 Sq Footage 3,445 Bedrooms 5 Bathrooms 2 full, 1 partial Floors 2 Parking 3 Car garage Lot Size 2 acres HOA/Maint $0 per month DESCRIPTION This custom built 2-story home is situated on 2 beautiful wooded acres in prestigious Julius Springs. Fine attention to detail is evident throughout this spacious home with five generous bedrooms, two and a half bathrooms. This home combines warmth and charm with many upscale amenities including cherry finished hardwood floors. This home offers nearly 3,500 square feet of finished living space plus a partial finishable basement with an additional 1314 square feet. The impressive 2-story foyer entry opens to the office and formal living room that leads into the formal dining room with columns and a tray ceiling. Relax in front of the double sided fireplace in the breakfast nook or family room. In the heart of this home is the fully equipped kitchen offering cherry stained cabinetry, ceramic tile backsplash, center work island and a large pantry. The cozy family room looks out onto the wooded backyard and has vaulted ceilings and a fireplace flanked by a built-in bookshelf. The luxurious owner's retreat has crown molding, a tray ceiling, double lavs, jacuzzi tub and a glass walk-in shower. Additional features include a 16x16 patio, surround sound, security system, lawn sprinkler, hardwired outdoor lighting w/ converter, professionally designed landscaping, Kinetico water softener and drinking water system (new in '07) and a 3+ car attached garage. Enjoy the wildlife and nature right from home. Call The Romanski Group at (765)532-6148 for your private tour. see additional photos below PROPERTY FEATURES Central A/C Central heat Fireplace High/Vaulted ceiling Walk-in closet Hardwood floor Tile floor Family room Living room Bonus/Rec room Office/Den Dining room Breakfast nook Dishwasher Refrigerator Stove/Oven Microwave Basement Washer Dryer Laundry area - inside Balcony, Deck, or Patio Yard Jacuzzi/Whirlpool ADDITIONAL PHOTOS Seller contact info: Erin Romanski and The Romanski Group Keller Williams Realty erin@romanskigroup.com 765-532-6148 For sale by agent/broker Equal Opportunity Housing Posted: Oct 7, 2008, 9:19am PDT

New FHA Guidelines Announced - Huge Impact on Housing Market

Great News Great Lafayette...

As of 3-6-08 the new loan limits for FHA and Fannie Mae and Freddie Mac are now calculated at 125 percent of the HUD published median prices, with a base of $271,050 and $417,000, respectively, not to exceed $729,750.

We hope that there will be a huge impact to the housing market by increasing these loan limit amounts. We also hope to see lower interest rates as a result. This change brings more affordability to many more prospective homeowners that can now quality for higher FHA amounts and avoid expensive jumbo mortgages.

The National Association of Realtors did research and found that...by increasing FHA loan limits this will help an additional 138,000 Americans achieve the dream of home ownership and will allow nearly 200,000 homeowners to refinance and potentially keep their home. Also, the National Association of Realtors (NAR) feels that raising the loan limits for Fannie Mae and Freddie Mac will fire up the housing finance market, which continues to be severely stressed, by providing an immediate ramp up to the nation's mortgage market.

To find out the new limits in Tippecanoe County, visit https://entp.hud.gov/idapp/html/hicost1.cfm

-Or- to find limits for otherareas click: http://go-to.realtor.org/r/ZBINLA/QF6RM/EUWJD/KSG4J/J9A5D/B7/h, which will take you to the "mortgage limits" page at the HUD web site. On that page, enter your state and county information.

Please review your financing options as this may make a significant impact on you. Call The Romanski Group at (765) 807-7121 with any questions or concerns and if you are considering purchasing a new home!

Relocating to Lafayette and West Lafayette

Relocation: Buying

People who are moving to another state are usually concerned about how they will be able to monitor the purchase or sale of a home across state lines. Your local real estate agent can assist you in the process of buying or selling property out-of-state.The National Association of Realtors is a nation-wide network of real estate sales professionals, similar to the local Association of Realtors. Almost every real estate professional is who is a member of the local association is also a member of the national organization. This professional affiliation among real estate agents all across the country works to your advantage when you buy or sell out-of-state property. Your local real estate agent can contact an agency in the area where you want to buy or sell. When the relationship with the out-of-state real estate agent is established, your agent can coordinate arrangements by selecting houses for your consideration and helping you to strike a deal when you have made a selection. Having a local sales professional to help you work out any problems that may arise is a real plus.

Contact The Romanski Group at http://www.romanskigroup.com/ to receive your Complimentary Relocation Guide and Area Map!